1. What does it mean?
영끌 shortens 영혼까지 끌어모으다, gathering even your soul. It exaggerates using every available resource; in money talk it often means combining savings and substantial borrowing for a major purchase or investment.
Also written or said as yeongkkeul
2. The nuance
It describes how resources are assembled, not a successful outcome. Casual nonfinancial uses exist, but the financial sense can involve considerable risk and is not advice to borrow.
3. Examples
“기사에서 영끌 매수의 부담을 다뤘어.”
The article discussed the burden of buying with every available resource and debt.
“영끌이라는 말이 나오면 어떤 자금까지 포함하는지 살펴봐.”
When you see the term 'all-in financing,' look at what resources the writer actually includes.
Sources
References support the meaning and usage. Example sentences are written for NoCapWiki.